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Car Loan Calculator
Calculate monthly payments and total costs for your auto loan
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Registration, documentation, extended warranty, etc.
💡Loan Tips
Shop around: Compare rates from multiple lenders
Improve credit: Higher scores get better rates
Larger down payment: Reduces loan amount and interest
Shorter terms: Higher payments but less total interest
📊Typical Auto Loan Terms
New Cars2-7 years
Used Cars2-5 years
Typical Rate3-8%
Down Payment10-20%
⚠️Hidden Costs
• Insurance premiums
• Registration and license fees
• Maintenance and repairs
• Depreciation