How are exchange rates determined?

Rates reflect supply/demand in the FX market. Consumer rates include a spread over the mid-market rate.

What is the difference between buy and sell rates?

Banks/agents quote different prices to buy from you and sell to you; the difference is the spread.

Issuers add FX fees or use different rates at posting. Weekends/holidays can shift the rate used.

Yes—add a percentage fee or flat fee to model your provider’s costs.

Major pairs move constantly during market hours; retail quotes update frequently.

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Convert between world currencies with live exchange rates

Calculation Mode

Live Market Rates

Using real-time exchange rates from financial markets. Perfect for current transactions and planning.

Amount

From

100 🇺🇸 USD =

€0.00

🇪🇺 EUR - Euro

Exchange Rate Disclaimer

• Rates are provided by ExchangeRate-API and are for informational purposes only

• Actual trading rates may differ from displayed rates due to market spreads and timing

• For critical financial decisions, please verify rates with your bank or financial institution

• Rates may differ from other providers (OANDA, XE, etc.) due to different data sources and update frequencies

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